My Optimum Credit Solutions Privacy Policy

Safeguarding your private information remains our priority as your provider of credit repair services. The Statement of Privacy herein applies to www.myoptimumcreditsolutions.com and governs the collection and use of data. 

For this privacy policy’s purpose, unless otherwise stated, all references to My Optimum Credit Solutions include www.myoptimumcreditsolutions.com. By using My Optimum Credit Solutions website, you agree with the data practices explained in this statement.

What type of information do we collect as a credit repair company?

Whenever you visit My Credit Optimum Solutions to find out more about our credit repair services, you may give us two possible types of information: personal information, which you knowingly disclose and information related to website use gathered on an aggregate basis while you and other users browse through the website.

The personal information collected and how it’s used

Like other credit repair companies, My Optimum Credit Solutions may require you to provide personal details such as you name, email address, phone number, mailing address, phone number and so on.

We collect such personal information to help us deliver credit repair services and products, stay in touch with you and manage our business relationship with you. By sharing your personal information with My Optimum Credit Solutions, you consent to let the company store that information.

My Optimum Credit Solutions may also use the personal information for analysis, research, development, marketing, product and service offerings, fraud prevention and other legit business activities.

The collection and usage of non-personal information

At My Optimum Credit Solutions, we may gather and aggregate information related to user access, our website’s behaviour and activity, such as when you access the site, the type of content that you visit more and which is therefore most important to you.

Non-personal information collected includes:

Device information-When accessing our website, we may want to collect information related to the device you’re using. For instance, we may gather information about the device’s IP address, model, operating system version, MAC address, fonts, application software and other device identifiers.

Cookies-using cookies and a variety of technologies, we may analyze your behaviour while visiting our site and use that information to deliver ads related to credit repair that may interest you.

Click-through URLs-Some of our email messages may contain links to content on our site. When you click any of these links, you go through a different web server prior to reaching our website. We use click-through URLs to establish your interest in a certain topic and gauge the efficacy of our email communication.

Log information-When you visit our site, we gather some information automatically, which is stored in log files. The information may include ISP data, IP address, operating system version, cookie data, date/time stamps, browser version, referring and exit pages, and clickstream data.

Sharing of information with other parties

 My Optimum Credit Solutions doesn’t share information with individuals or businesses outside of our company, except under these circumstances:

Consent – We may share your personal information with parties outside of My Optimum Credit Solutions but with your consent.

Service providers-We may share personal information with related organizations and other reputable persons or businesses who analyze, use, or process the data on our behalf according to our instructions and in compliance with suitable security and confidentiality measures. For instance, we may use such parties to:

• Carry out surveys on consumer research and satisfaction
• Deliver the effectiveness of and help to improve our services and products
• Assist in the prevention of fraud, provide technical support according to our security measures
• Offer customer support
• Conduct accounting tasks and process financial transactions
• Manage customer data related to credit repair and ensure the accuracy and integrity of such data
• Market, advertise, or make service or product offerings 

Legal reasons-We may share personal details with other parties outside of My Credit Optimum Solutions if we’ve a good-faith conviction that disclosure is appropriate or necessary to:

• Protect our customers or operations
• Comply with applicable regulations, laws, legal processes or enforceable government requests
• Investigate possible violations of terms of service and enforce necessary actions
• Confirm, address, or investigate security, fraud, or technical problems

In the event of a merger, sale or reorganization, we may transfer all or any personal information we gather to the appropriate third party.

We may share the non-personal information we gather publicly with help from our strategic partners. For instance, using non-personal information, we may describe the success and size of our credit repair company.

Links to and from other sites

Our website may contain links to other websites, and other credit repair companies may link back to us. My Credit Optimum Solutions is not responsible for privacy practices, policies or procedures employed by such sites. Therefore, we advise our users to be aware of this when leaving our website to go through privacy statements of each website that may collect personal information.

Children under 13 years

My Credit Optimum Solutions doesn’t knowingly gather personal information from kids below 13 years without verifiable consent from their parents. If we determine that anyone below 13 years has inadvertently collected such information, we’ll quickly take the necessary measures to delete the information from our database.

Unsubscribe or opt out

Our website users have a right to discontinue the receipt of credit repair information from us through email. Our emails come with the unsubscribe option which may be used for this purpose.

Security

My Credit Optimum Solutions is dedicated to taking all precautions to maintain adequate procedural, technical and physical security in our offices and information storage areas to ensure there’s no misuse, loss, disclosure, unauthorized access, or modification of our user’s personal information under in our possession.

Changes to this Privacy Policy Statement 

My Credit Optimum Solutions reserves a right to change or update our private policy and post the changes on the My Credit Optimum Solutions with a matching revision date. Please check out the website each time you visit it to ensure you are acquainted with the any updates.

Acceptance of Terms

By using our website, you hereby accept the terms and conditions regarding the aforementioned privacy policy statement. Additionally, your continued use of this credit repair website even after posting changes or updates to the terms and conditions shall imply you agree and accept such changes.

Contact information

We welcome your comments or questions relating to this statement of policy. Contact us though:

    Phone: 832-561-0125

    Email: stevenh@myoptimumcreditsolutions.com